Terms and Conditions
Last Updated: May 12, 2026
Please read these Terms and Conditions ("Terms") carefully before using the website and services provided by KAJ Ventures LLC ("Company," "we," "our," or "us").
By accessing our website or using our services, you agree to be bound by these Terms and Conditions. If you do not agree with these Terms, you should not use this website or our services.
Eligibility
You must be at least eighteen (18) years of age to use our services.
By using our website, you represent and warrant that you are at least 18 years old.
Business Services
KAJ Ventures LLC provides business funding assistance, business consulting, financial education, and related business services.
Funding approvals, financing terms, and lending decisions are determined solely by third-party lenders and financial institutions.
KAJ Ventures LLC does not guarantee funding approvals, funding amounts, or specific financial outcomes.
Use of Services
You agree to:
• Provide accurate and truthful information
• Maintain current and complete information
• Use our website and services for lawful purposes only
• Refrain from submitting fraudulent or misleading information
We reserve the right to refuse or terminate services at our discretion.
Payments
By purchasing services from KAJ Ventures LLC, you agree that:
• You are authorized to use the payment method provided
• All submitted payment information is accurate
• Certain services may involve third-party providers
We reserve the right to refuse or cancel any transaction at our discretion.
Refund Policy
Unless otherwise stated in writing, all sales are final.
No refunds will be issued for consultations, completed services, digital products, or services that have already been initiated.
Service Timelines
Service completion times may vary based on client responsiveness, third-party processing, lender requirements, and other factors beyond our control.
KAJ Ventures LLC does not guarantee completion dates or processing timelines.
SMS Program Terms
By opting into SMS communications from KAJ Ventures LLC, you consent to receive:
• Appointment reminders
• Customer support communications
• Service updates
• Account notifications
• Funding application updates
• Promotional communications where consent has been provided
Message frequency varies.
Message and data rates may apply.
Reply STOP at any time to unsubscribe.
Reply HELP for assistance.
Consent to receive SMS communications is not a condition of purchasing any goods or services.
Wireless carriers are not liable for delayed or undelivered messages.
Third-Party Services
Our services may involve third-party providers, lenders, software platforms, and service partners.
KAJ Ventures LLC is not responsible for the content, policies, actions, or decisions of third-party providers.
Limitation of Liability
To the fullest extent permitted by law, KAJ Ventures LLC shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of our website or services.
All services are provided on an "as-is" and "as-available" basis without warranties of any kind.
Indemnification
You agree to indemnify, defend, and hold harmless KAJ Ventures LLC, its owners, employees, contractors, affiliates, and partners from any claims, liabilities, damages, losses, costs, or expenses arising from your use of our services or violation of these Terms.
Privacy Policy
Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand our data collection, usage, and communication practices.
Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Maryland and the United States of America.
Changes to Terms
We reserve the right to update or modify these Terms and Conditions at any time.
Any updates will be posted on this page and become effective immediately upon publication.
Continued use of our website or services constitutes acceptance of any revised Terms.
Contact Information
If you have questions regarding these Terms and Conditions, please contact KAJ Ventures LLC through the contact information provided on kajventures.com.